It seems like everything is going up in price these days; and while salaries shrink –this makes living very difficult. The average American works more hours than ever before and with little to no outcome; at least nothing that is obvious or notable. Many are behind on bills while others, no matter how hard they work, are stuck in debt. If that’s not bad enough, these same people will sometimes encounter financial crisis that leave them nearly bankrupt or depressed. So the average American is no better off today than he/she was a few decades ago.
If this sounds familiar to you, then continue to read below to learn about how title loans can help you today.
But there is hope. Americans can feel a sense of relief knowing that there are people who understand crisis and want to help reduce stress as quickly as possible. The solution is a title loan –a loan based on the applicant’s vehicle and not his/her credit history. For many this sounds too good to be true, perhaps even revolutionary –and that’s exactly the point. Title loans are the perfect solution for those who have worked their tail off only to find him/herself stuck in a rut. No one should have to suffer for extended periods of time. No one should have to wait to get a loan when the money is required today. No one should have to be embarrassed by an old credit score as a means to measure a person’s worth. Americans deserve good service for being loyal workers, period.
If you own a car or have a car that is nearly paid-off, you are one step closer to getting a title loan. Along with a completed application and a valid state or government-issued ID, you can be the proud owner of a title loan in as little as 24-48 hours. No strings, no tricks –just simple straightforward talk that can get you the money you need today.
The average title loan quote is approximately 75% of the car’s equity. However, clients must keep in mind the quality of their car and the condition it is in –all of these will influence the loan amount. Clients should be realistic about their car; having high expectations will only ruin the title loan experience.
Applicants should talk openly with the title loan lender, after all the lender is the only person who will be in charge of the title loan process. The applicant should not feel embarrassed about his/her lifestyle or employment status, lenders are compassionate people who have seen and heard it all. Nothing is new to them. Be honest about what your needs are and what your payment plan expectations are. Without the proper information, the lender’s job will become increasingly difficult.
Payment plans are selected, with the help of the lender, by the applicant; should anything change during the repayment period, applicants are strongly advised to consult the title loan lender. Lenders need to be informed so as to better assist each and every borrower to the best of their ability.
If there are questions, applicants are welcome to address them to the lender during the contract period. It is the applicant’s responsibility to understand how the title loan works in order to have a good outcome. If applicants do not ask question, they may jeopardize their payment plan record.
To learn more about title loans, visit this site (scroll down to find Utah).
For those interested in the legal angle of title loans, go here and here.