Obtaining a Utah title loan is very easy. It is also a simple process that is unlike anything that the conventional bank can do for you. If you own a vehicle and the balance have been paid entirely off, then you could be eligible for a title loan. Once you can provide specific, but minimal information to the title loan company along with the original title of your vehicle, you are already pre-approved for a loan. The specific information would include a government issued identification card or driver’s license, which establishes that you are 18 years or older. You also need to provide proof of your income. If you don’t have a nine to five job, most title lenders will accept other forms of income such as retirement funds, social security benefits, worker’s compensation, disability income or unemployment benefits.